** RBA Cash Rate on hold for JULY **

July 2018


At its meeting today, the Board decided to 




The Governor of the RBA, Philip Lowe’s statement is available in full CLICK HERE



With the end of another financial year, comes tax time…so this is when we round up all our income and expenses, and visit our Accountants.


What a great time to review your financial health and create financial stability by creating a budget.


Building a budget is the act of combining your income and expenses so that you can decide how much money you are going to spend on one item, how much on another, and so on – before you spend the money. It won’t be too difficult to create a budget, but it will be very difficult to stick with one. Just remember, you can do it!

Quite simply, a budget is a realistic financial plan, which you put together based on your income, expenses, and goals. Be realistic. It won’t take long to figure out that if you budget $500 per month for food, but actually spend $850 a month on a regular basis, your budget won’t work for very long.

Living with a budget isn’t the easiest thing in the world, but it can be a great alternative to worrying about how you are going to pay for your expenses and the feeling of guilt that goes along with spending money you don’t have when you pull out your credit card. Build a budget and take back your financial freedom!

If you would like our Budget planner, send us an email and we will be happy to forward it to you!


Like us on Facebook, and share with your family and friends for regular updates, hints, tips and useful information.


Until next time…..



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